Richmond King provides independent financial planning and wealth management services. We help individuals and businesses make informed decisions about investments, pensions, protection, and estate planning to achieve long-term financial goals.

We work with professionals, business owners, retirees, and families seeking expert financial guidance. Whether you’re building wealth, preparing for retirement, or protecting your estate, we tailor our advice to your circumstances.

Yes. As Independent Financial Advisers, we are not tied to any single provider. This means we can recommend the most suitable products and strategies from across the whole market.

Our fees depend on the complexity of your financial needs. We are always transparent about costs and discuss them upfront before any advice is provided. Fees may be based on a fixed rate, hourly rate, or a percentage of assets under management.

We start with an initial consultation to understand your goals and current financial position. From there, we create a personalised financial plan, implement the agreed strategies, and provide ongoing reviews to keep your plan on track.

Yes. We offer an initial consultation at no cost or obligation. This meeting helps us understand your needs and gives you a chance to see if we’re the right fit.

We recommend an annual review at minimum, though clients can request more frequent check-ins. Regular reviews ensure your plan remains aligned with your goals and any changes in legislation or market conditions.

Yes. All our advisers are authorised and regulated by the Financial Conduct Authority (FCA). You can verify our registration on the FCA’s Financial Services Register.

Our core services include retirement planning, investment management, tax-efficient strategies, protection (life insurance, income protection, private health insurance and critical illness cover), mortgages for individuals and businesses, bridging & development finance solutions, and estate planning. We also offer advice for business owners and trusts.

You can contact us through our website, call our office, or email us to arrange your free initial consultation. We’ll guide you through the next steps and what information to prepare.

We believe wealth planning is not the exclusive preserve of the rich and famous, so we make our services available to those on their wealth building journey as well as those who are already super wealthy.

Yes, even as a PAYE high earner, there are several tax planning opportunities you can use to optimise your position and reduce your overall tax liability, and we can help you explore which ones are most suitable for your particular circumstances and goals.